Capital One is one of the leading providers of Visa cards in the world. Fortune Magazine ranked Capital One number four on their list of America's most admired companies for consumer credit. Capital One offers a variety of different cards for business owners, students, people with poor or damaged credit, and people with excellent credit.

If you're a student or you are applying for your first credit card, the Capital One Platinum card may be right for you. Most credit card companies consider you "new to credit" if you've never had a card or you've had your card for less than three years. The Platinum card from Capital One allows you to build your credit over time. Your credit line starts out low, and increases with consistent payment and responsible credit management.

Capital One offers several different "No Hassle" cards for people with excellent credit. Your credit is considered "excellent" if you've never declared bankruptcy, you consistently pay your bills on time, and you have a credit card with a limit that exceeds $10,000. Capital One believes in rewarding customers generously for their excellent credit through bonus miles and cash back incentives you won't find from any other credit card company.

The "No Hassle Cash Rewards" card offers you a three percent return on grocery and gas purchases, and a one percent return on all other purchases. Capital One is one of the only companies to allow you to use your miles for any airline with no blackout dates. The "No Hassle Miles Ultra" card is ideal for business travelers, and even offers two miles for every dollar you spend.